Life Insurance 

You know you need life insurance or that you really should increase coverage, but you don’t know where to turn.

Common Questions:

• Some experts say I should have 20 times earnings as a death benefit, less liquid assets.  Can that be right?

• How much do I need? What type should I have?

• I have a medical problem, I wonder if I will qualify?

• Do I have an estate tax problem now?  Will I in the future? What can I do about it?

Life insurance planning should not be that difficult.  Call us to see how we are different.

Disability Insurance

• I think I am covered through work but not sure for how much and whether it will taxed as income if I claim.
   

• What do they mean by my ability to work is my greatest asset and worth protecting?

Long Term Care

• Am I too young for this?

• Am I too old?

• Doesn’t the government cover me?

Fixed Annuities

• A loved-one needs a monthly income, but he/she will not invest in anything risky.  Does an annuity make sense?

Contact us for straight forward answers to all your questions.   Click here or call 212.242.8002.